Exposing Hidden AML Policy Gaps in the Age of Stablecoins and Crypto Regulation


To address this challenge, Sia developed RegMatcher, an AI-enabled regulatory review tool that deconstructs regulations into discrete, testable obligations and maps them directly to a firm’s policy language.

Rather than relying on subjective interpretation, RegMatcher evaluates coverage across five critical dimensions: 

  • Ownership: are accountable roles and signatories clearly defined?
  • Scope: do policies explicitly address digital assets and Stablecoins?
  • Procedural detail: are triggers, timelines, and escalation paths articulated?
  • Governance alignment: do policies reflect regulator-facing expectations?
  • Completeness: are requirements fully met, partially met, or missing? 

This approach consistently uncovers gaps that are invisible in traditional policy reviews. 

Sia also has an end-to-end approach to GENIUS Act readiness, by supporting clients throughout the regulatory change lifecycle with deep regulatory expertise and advanced tooling: 

  • Regulatory interpretation and firm categorization (issuer vs. non-issuer)
  • Impact assessment across policies, processes, controls, and data
  • AI-driven policy gap analysis using RegMatcher
  • Implementation, testing, and operationalization
  • Ongoing monitoring, reporting, and audit readiness 

Our experience shows that firms who address policy alignment early move faster, respond more confidently to regulators, and avoid costly remediation later.



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